:root {
  --navy: #0f2a44;
  --navy-2: #1d4a74;
  --navy-deep: #0b1f33;
  --gold: #c8963e;
  --gold-dark: #9c7128;
  --gold-soft: #fbf3e4;
  --text: #1b2430;
  --muted: #5b6675;
  --bg: #ffffff;
  --bg-alt: #f5f7fa;
  --border: #e3e8ef;
  --radius: 12px;
  --shadow: 0 1px 2px rgba(16, 24, 40, .05), 0 6px 20px rgba(16, 24, 40, .06);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body {
  margin: 0;
  font-family: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--navy-2); }
a:hover { color: var(--gold-dark); }

.container { max-width: 1120px; margin: 0 auto; padding: 0 20px; }

h1, h2, h3, h4 { line-height: 1.2; margin: 0 0 .5em; color: var(--navy); }
h1 { font-size: clamp(2rem, 4.6vw, 3.3rem); letter-spacing: -.02em; }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); letter-spacing: -.01em; }
h3 { font-size: 1.125rem; }
p { margin: 0 0 1em; }

.eyebrow {
  display: inline-block;
  margin-bottom: .75rem;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold-dark);
}
.lead { font-size: 1.125rem; color: var(--muted); max-width: 680px; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.nav { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 68px; }
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--navy);
  text-decoration: none;
}
.brand:hover { color: var(--navy); }
.brand-mark {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 9px;
  background: var(--navy);
}
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a { font-size: .95rem; font-weight: 600; color: var(--text); text-decoration: none; }
.nav-links a:hover { color: var(--gold-dark); }
@media (max-width: 820px) {
  .nav-links a:not(.btn) { display: none; }
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 26px;
  border: 2px solid transparent;
  border-radius: 10px;
  font: inherit;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  transition: background-color .15s, border-color .15s, color .15s;
}
.btn-primary { background: var(--gold); color: #fff; }
.btn-primary:hover { background: var(--gold-dark); color: #fff; }
.btn-outline { border-color: rgba(255, 255, 255, .45); color: #fff; }
.btn-outline:hover { border-color: #fff; color: #fff; }
.btn-sm { padding: 10px 18px; font-size: .9rem; }
.nav-links .btn { color: #fff; }
.btn:disabled { opacity: .6; cursor: wait; }

/* ---------- Hero ---------- */
.hero {
  padding: 96px 0 72px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
}
.hero h1 { max-width: 820px; color: #fff; }
.hero .eyebrow { color: #e9c27f; }
.hero .lead { color: rgba(255, 255, 255, .82); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 28px; }
.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 64px;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, .16);
}
.stat strong { display: block; font-size: 2.25rem; font-weight: 800; color: #fff; line-height: 1.1; }
.stat span { font-size: .95rem; color: rgba(255, 255, 255, .72); }
@media (max-width: 600px) {
  .hero { padding: 64px 0 56px; }
  .stats { grid-template-columns: 1fr; gap: 16px; }
}

/* ---------- Sections ---------- */
.section { padding: 88px 0; }
.section-alt { background: var(--bg-alt); }
.section-head { max-width: 720px; margin-bottom: 44px; }
.section-head p { color: var(--muted); }
@media (max-width: 600px) { .section { padding: 64px 0; } }

.grid { display: grid; gap: 20px; }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }

.card {
  padding: 28px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.card p { margin: 0; color: var(--muted); }
.card-num { margin-bottom: 10px; font-size: .8rem; font-weight: 700; letter-spacing: .08em; color: var(--gold-dark); }
.icon {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin-bottom: 16px;
  border-radius: 10px;
  background: var(--gold-soft);
  color: var(--gold-dark);
}

.split { display: grid; grid-template-columns: 1.2fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; gap: 32px; } }
.checklist { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; }
.checklist li {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 18px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-weight: 600;
  color: var(--navy);
}
.checklist svg { flex: 0 0 auto; color: var(--gold-dark); }

.stage-label { display: inline-block; margin-bottom: 12px; padding: 4px 10px; border-radius: 999px; background: var(--navy); color: #fff; font-size: .75rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.stage-kicker { margin-bottom: 6px; font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--gold-dark); }

/* ---------- Sign-up / opt-in form ---------- */
.signup { display: grid; grid-template-columns: 1fr 1.15fr; gap: 48px; align-items: start; }
@media (max-width: 900px) { .signup { grid-template-columns: 1fr; } }
.contact-list { display: grid; gap: 18px; margin: 28px 0 0; padding: 0; list-style: none; }
.contact-list li { padding-left: 16px; border-left: 3px solid var(--gold); }
.contact-list strong { display: block; color: var(--navy); }
.contact-list a { text-decoration: none; }

.form-card {
  padding: 32px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  box-shadow: var(--shadow);
}
@media (max-width: 560px) { .form-card { padding: 22px; } }
.form-card h3 { font-size: 1.3rem; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 560px) { .field-row { grid-template-columns: 1fr; gap: 0; } }
.field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.field label { font-size: .9rem; font-weight: 600; color: var(--navy); }
.optional { font-weight: 400; color: var(--muted); }
input, select, textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #cfd6e0;
  border-radius: 8px;
  background: #fff;
  font: inherit;
  color: var(--text);
}
textarea { min-height: 96px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 2px solid var(--gold); outline-offset: 1px; border-color: var(--gold); }

.consent-group { margin: 8px 0 4px; padding: 18px; background: var(--bg-alt); border: 1px solid var(--border); border-radius: 10px; }
.consent { display: flex; align-items: flex-start; gap: 12px; }
.consent + .consent { margin-top: 14px; }
.consent input { flex: 0 0 auto; width: 18px; height: 18px; margin: 3px 0 0; accent-color: var(--navy); }
.consent label { font-size: .84rem; font-weight: 400; line-height: 1.55; color: var(--muted); }
.consent label strong { color: var(--text); }
.form-legal { margin: 14px 0 18px; font-size: .8rem; color: var(--muted); }
.form-links { margin: 14px 0 0; font-size: .85rem; text-align: center; }
.form-links a { font-weight: 600; }
.form-card .btn { width: 100%; }
.form-message { padding: 20px; border-radius: 10px; }
.form-message.success { background: #ecf8f1; border: 1px solid #bfe6cf; color: #14532d; }
.form-message.error { margin-top: 14px; background: #fdecec; border: 1px solid #f5c2c2; color: #7f1d1d; }
.form-message h3 { color: inherit; }
.form-message p:last-child { margin: 0; }

/* ---------- Footer ---------- */
.site-footer { padding: 64px 0 28px; background: var(--navy-deep); color: rgba(255, 255, 255, .72); font-size: .95rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 32px; }
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer .brand { margin-bottom: 14px; color: #fff; }
.site-footer h4 { margin: 0 0 14px; font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; color: #fff; }
.site-footer ul { display: grid; gap: 8px; margin: 0; padding: 0; list-style: none; }
.site-footer a { color: rgba(255, 255, 255, .88); text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.site-footer address { font-style: normal; }
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
  margin-top: 48px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, .12);
  font-size: .85rem;
}
.footer-bottom nav { display: flex; flex-wrap: wrap; gap: 18px; }

/* ---------- Legal pages ---------- */
.legal-hero { padding: 64px 0 48px; background: var(--navy); color: #fff; }
.legal-hero h1 { color: #fff; }
.legal-hero p { margin: 0; color: rgba(255, 255, 255, .75); }
.legal { max-width: 840px; padding-top: 48px; padding-bottom: 88px; }
.legal h2 { margin-top: 2.2em; font-size: 1.4rem; }
.legal h3 { margin-top: 1.6em; font-size: 1.05rem; }
.legal ul { padding-left: 1.25em; }
.legal li { margin-bottom: .45em; }
.callout { margin: 1.5em 0; padding: 18px 20px; border-left: 4px solid var(--gold); border-radius: 8px; background: var(--gold-soft); }
.callout p:last-child { margin: 0; }
.toc { padding: 20px 24px; background: var(--bg-alt); border: 1px solid var(--border); border-radius: var(--radius); }
.toc strong { display: block; margin-bottom: 8px; color: var(--navy); }
.toc ol { columns: 2; column-gap: 32px; margin: 0; padding-left: 1.25em; }
@media (max-width: 600px) { .toc ol { columns: 1; } }